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WECHAT PAYMENT ACCOUNT FROZEN CRACKED
WECHAT PAYMENT ACCOUNT FROZEN VERIFICATION

You need to go to the actual branch (which is linked to a specific location in a specific city) to activate the China account. Opening a HSBC Premier account in the US and then using it to open a HSBC Premier account in China works.

WECHAT PAYMENT ACCOUNT FROZEN CRACKED

They cracked down on this and you now need a longer term visa or residence permit. You used to be able to circa 2017ish with some in person HUCA.

No, you cannot open a bank account with a US bank account/tourist visa.

Banking and Good banks in the PRC Discussion

WECHAT PAYMENT ACCOUNT FROZEN VERIFICATION

Will I need to maintain a Chinese number long-term? If not, what's the cheapest solution just to get a bank account? If not what's the cheapest long-term solution?ĭidn't someone mentioned that a verification may be required from time to time? And, you could always get multiple accounts.How can I get through the address verification if I don't have a residency permit? I'm hard-pressed to think of any specific benefits of signing up in Shanghai v Beijing. I dare say 100%, but I suppose some cash-only holdouts probably exist. I haven't encountered verification hoops from any banks that I use, including ICBC. I've never paid a monthly fee, and I don't know anyone else who has either. In terms of account type, "personal" should point you in the right direction. I assume most ICBC branches in Shanghai have some English-speaking staff. My in-branch experience is quite limited, which is no accident because I dislike going to banks, so I'm hard-pressed to make any specific recommendations. It's been a while, but I think I only showed those guys my passport (which they scan), phone number, and address. CDMs seem to be a lot more common than ATMs, but you still want to ensure the sign above the door says "CDM" before wasting time/effort to deposit. Yes, CDMs (现金存款机) have deposit functionality in addition to withdrawal functionality, whereas ATMs (自动取款机) only offer the latter. Does not support wealth management, red envelope, etc.Ĭurrently it is not recommended to open a bank account.ĬDM? You mean an ATM? So at an ICBC machine, I can deposit RMBs into the ATM and it'll automatically count the cash and make the balance available immedialtely? Restrictions: You cannot transfer money to another account. My understanding is that since this is linked to your passport, if you need more than 10,000 CNY, you have to use another solution. The remaining amount of chargeable balance (max 10,000 CNY) will not be reset if you apply for a refund. If you want to top up more than that, you can cancel the card after it expires and reopen a new card.

If the money is not used fully after 180 days, it will be refunded to your card. You will be charged a 5% fee for adding money.

Verify your information and load money onto it.

In the search box at the top, type "TourCard".

This method is not currently recommended as the fees are higher than the above method and ID verification is still required. If you are coming for a one time visit (maximum 10,000 CNY in 180 day period). I am paying Y40 for 12GB data (you need to keep the plan active in some form, even when you are outside of China). You want to open this in the area that you will spend the most time in, as they may give you data locked to your province. All you need is your passport and cash to pay the initial deposit (I brought Y200). Ideally go to the largest branch with most representatives as they will have the best chance of figuring it out. Go to a China Mobile or China Unicom store and get a cell phone number (estimated time 2.5 hours). For small purchases you can pay with your foreign credit card with no fee.

Add a Visa, MasterCard, Diners Club or Discover card to your account.

Your account should be fully active and you can have a friend top up your balance on AliPay and pay with the balance.

Many apps act differently if you use foreign phone numbers. If you have one, use your Chinese (+86) phone number over a foreign phone number.

Open a new AliPay account (even if you have an existing one) because your old one could be in a weird state.

July 2023 update: A phone number does not seem to be required any more.

you are visiting for tourism/short term business, do NOT have a residence permit):

Both require extensive identity verification. China has largely moved to a cashless system with two widely accepted payment apps, AliPay and WeChat Pay.